Living with little money

I am not someone who has been sucked into this consumerist world. I have always lived frugally but have fun at the same time. Here are some tips to saving money especially in this recession.

  1. Choose between a cell phone or a landline. If you decide to go with the cell phone, stick to talking at night so that you don’t exceed your minutes.
  2. Credit cards can get you into a lot of debt. Switch to a debit card if you think you will spend more money than you have.
  3. When going to the bars, bring cash so that you don’t overspend.
  4. Go to free concerts, events, and happy hours. Also, going to the park, hiking, and running are usually free.
  5. Ride the bus or ride your bike when you can.
  6. Go to the library instead of buying books, DVD’s and CD’s.
  7. Go to a cheaper place to buy clothes such as Ross, TJ Maxx and Plato’s closet.
  8. Try to cut out something in your life you can live without such as buying a coffee every day, going out to eat, going to the movies, or buying a newspaper or magazine. You can go to the cheap movies, read the news online, and make coffee and food at home.
  9. Cut down your electric bill by lowering your thermostat, or use oil lamps instead of lights.
  10. When shopping, buy the store brand and buy in bulk if you can. Sunflower market and City market have great bulk sections. You can even get spices in bulk. Also, use coupons and try to drink tap water instead of buying expensive water and soda.
  11. DIY: Make your own shampoo out of baking soda, make your own dish soap, cleaners, deodorant, face wash, bread, tomato sauce, bagels, pizza crust, etc.
  12. When traveling, use coushsurfing or camp.
  13. Use reusable cleaning cloths instead of paper towels.
  14. Buy seasonal produce.
  15. Make homemade cards.
  16. Grow your own vegetables and fruits.